We provide comprehensive tailored protection for a wide range of vessel types, sizes and ages. Our knowledgeable staff can help you determine what is the best way to insure your vessel. We know what questions to ask because we understand boats and boating. We own them, we restore them, we cruise them and we fish them.
We offer coverage for wood and fiberglass hulls of all ages. If you are restoring your vessel, we can offer insurance ashore during the restoration period.
Please contact us if you own an antique runabout or day sailor; canoe, skiff or launch. We also insure wood hulled and fiberglass trawlers and cruisers.
You do not have to own an antique vessel to enjoy Thomas Unik's Marine Insurance’s A+ protection and service. Our Contemporary Boat and Yacht program is designed for vessels newer than 25 years. Let us place coverage for you in the program that offers the best protection for you and your vessel.
Boat & Yacht Insurance for the Great Lakes
takes great pride in offering boat and yacht insurance coverage for a wide variety of vessel types. We offer insurance for new boats, classic boats, wooden boats, yachts and for marine contractors.
Boat and Personal Water craft Insurance:
Let us take the helm so you can relax knowing you have coverage for your boat or personal water craft. Boat insurance covers many kinds of boats, so even if your looking for specific coverage - like personal water craft insurance jet boat insurance , fishing boat insurance we will make sure it’s smooth sailing for you.
We have coverage for everything from your dingy to your yacht:
Bodily Injury and Property Damage Liability: Covers your legal liability for an accident that involves injury to another person or damage to someone's property
Uninsured Boater Bodily Injury: Pays for medical treatment, wage loss and other damages you would have received from the other person's insurance company, had they been insured.
Medical Payments: Pays the cost of necessary medical care you receive as a result of a boating accident and can be used regardless of whom is at fault. Coverage applies to the policy holder and anyone in the boat at the time of the accident.
Comprehensive and Collision coverages: Collision coverage applies if you collide with another boat or object, and Comprehensive coverage applies if your boat is damaged by an event other than a collision, such as fire, theft or vandalism.
Replacement Cost Personal Effects: Pays for loss of or damage to personal effects while on board your boat or while being carried on or off your boat.
On-Water Towing and Labor: Applies toward towing and labor costs, at the amount of coverage you have chosen.
Roadside Assistance:
Provides towing to the nearest qualified repair facility and covers necessary labor at the time and place of disablement when the tow vehicle or boat trailer is disabled
Fishing Equipment: Pays for loss or damage to fishing equipment while on board, or while being carried on or off, your boat.
Fuel Spill Liability: Covers unintentional oil or fuel spills resulting in bodily injury or property damage for which you are legally responsible
Wreckage Removal: Wreckage Removal pays for reasonable costs you incur for any attempted raising, removal or destruction of the wreckage of your insured boat.
Water Sports coverage: Covers bodily injury or property damage caused by someone towed by the insured watercraft for activities such as waterskiing, knee boarding, wake boarding or tubing
Boat & Yacht Insurance for the Great Lakes